If you have received a pre-approved credit card offer in the mail make sure you read everything. There are good and bad offers and you need to know which credit card offer is for you.
Look for:
* The Annual Percentage Rate (APR). If the interest rate is variable, how is it determined and when can [...]
At the beginning, you will be offered plenty of advice and support to set up your business &ndash enterprise schemes often run seminars and give out free software to help you manage your accounting, for example. Local mentoring schemes can provide a useful way to make contacts with other people who have set up in [...]
While many people turn to their usual bank when opening a business account, it’s advisable to shop around. There can be some advantages to using the same bank for personal and business accounts &ndash your manager may be more supportive if you are known to the bank and have a sound financial track record. However, [...]
Scams & bad deals. Identity theft is the #1 scam. Keep your account #s, and Social Security # out of the hands of those who don’t need to know them. Don’t pay up-front fees in hopes of obtaining a loan or a credit card. An exception to this rule is a home loan, which [...]
We all look forward to the day when we can give up work &ndash but to ensure your retirement is comfortable you will need to prepare for it carefully.
Putting a proportion of your earnings towards a pension may seem like a drag right now, but realistically you will need to save for as long as [...]
